While most spring cleaning projects are likely focused on your home, you could take this time to evaluate and clean up your personal finances as well.

Oasis Wealth's Founder and Wealth Advisor, Steve Martin, provided his wisdom in an article in the National Federation of Independent Businesses site that dealt with working with business owners planning for retirement. In this Karen Sams April, 2017 article titled "Retirement Planning Musts for Small Business Owners" in the NFIB, Steve stresses the importance of tying the analysis of the business income and the business sale with the personal retirement analysis. Steve stressed that the "analysis should include cash flow and net worth projections, estimated living expenses, income taxes incurred upon the sale of the business and throughout retirement, and major purchases in retirement."

If you are over age 50 and unsure about your ability to meet your retirement goals, there is still time to take action to meet those goals. The IRS allows special catch-up contributions that most individuals do not take advantage of – do not lose out on this gift from Congress.

While perhaps sounding a bit trite, setting written goals can help you accomplish those goals. If that is the case, why do we rarely have written goals?

Although the year is drawing to a close, you still have time to review your finances. Pausing to reflect on the financial progress you made in 2016 and identifying adjustments for 2017 can help you start the new year stronger than ever.

As credit card companies are ramping up their offerings and as the beginning of the year is around the corner, it is a good time to re-evaluate your credit card options to maximize the benefit for 2017 and beyond.

Losing your job can create unwanted financial stress, but there are smart financial moves you can make to sail through this change in your life.

As the 2017 key tax and retirement numbers are out, it is a good idea to start planning on how and when to take advantage of the breaks as well as to plan for the various thresholds and phaseouts.