Independent Financial Advisors Serving Charlotte, SouthPark & Lake Norman
Oasis Wealth Planning is a fee-only, fiduciary RIA serving Charlotte-area near-retirees, retirees, and families — with advisors who have genuine roots in this market and the depth of a fully credentialed senior planning team.
Leading our Charlotte client relationships is Steve Martin, CFP®, CPA, JD, LLM, who began his career at Ernst & Young in downtown Charlotte advising executives and business owners across the Carolinas. That foundation shapes how we understand this market — the major employers, the planning decisions Charlotte professionals face, and the communities from SouthPark to Lake Norman.
Together with Gosia Guziak, CFP® and Brandon Seibel, CFP®, we serve Charlotte professionals, executives, near-retirees, and families — meeting in-person at our SouthPark or Mooresville offices, or by secure video from wherever you are.
Charlotte clients come to us asking:
- Am I truly on track for the retirement I've envisioned?
- How do I build a reliable income stream I won't outlive?
- What's the smartest way to handle my Bank of America, Honeywell, or Lowe's equity and benefits?
- When should I claim Social Security, and how does it affect my taxes?
- How do I minimize taxes through Roth conversions and withdrawal sequencing?
- How do I leave a meaningful legacy without unnecessary tax consequences?
- I'm a widow — where do I even start?
Finding a truly independent, fee-only financial advisor in Charlotte is harder than it should be. Oasis brings a genuinely fiduciary, tax-integrated approach to Charlotte families — a welcome alternative to commission-driven advisors at banks and major brokerage firms.
The Fee-Only, Tax-First Difference
- 100% fee-only — no commissions, no hidden incentives, ever
- Fiduciary at all times — legally required to put you first
- Steve Martin started his career at Ernst & Young, Charlotte
- Deep familiarity with BofA, Lowe's, Honeywell, Truist, Duke Energy
- CFP®, CPA, JD, LLM, CFA credentials on team
- SouthPark and Mooresville / Lake Norman offices
- In person or by secure video — statewide
Helping Charlotte families plan, invest, and navigate retirement — with confidence.
NAPFA & ACP Members · Garrett Planning Network · CFP® · CPA · JD · LLM · CFA
Local Roots. Senior Expertise. One Integrated Team.
Your Charlotte relationship is led by advisors who know this market — backed by senior financial, tax, and legal expertise that takes decades to build.
Steve began his career at Ernst & Young in downtown Charlotte, where he advised executives and business owners across the Carolinas. That foundation — combined with roles as a tax attorney and private banking strategist — shaped his distinctly tax-first approach. He serves as a personal CFO for clients: synthesizing the full picture and helping make consequential decisions with clarity.
Gosia graduated summa cum laude in Financial Planning and built her practice around proactive tax planning and deep client relationships. She brings particular care and expertise to women navigating financial transitions — female executives, widows stepping into primary financial decision-making, and families seeking a thoughtful, integrated plan.
Brandon's passion for financial planning led him from Liberty University to a national advisory firm — where broad exposure confirmed his belief that people deserve a more personal, independent approach. At Oasis, he leads client meetings across the full range of planning: investments, taxes, and retirement strategy. He meets Charlotte clients in-person at SouthPark and Mooresville or by secure video.
What Charlotte Clients Get That Most Advisors Cannot Offer
Truly Fee-Only
Most advisors earn commissions, fund fees, or insurance referral payments. Oasis does not. Our only compensation is the fee you pay — every recommendation is motivated by one thing: your best interest.
Charlotte Roots — Ernst & Young
Steve Martin began his career at Ernst & Young in downtown Charlotte. That experience shapes how we understand the Charlotte market — its major employers, executive compensation structures, and the communities from SouthPark to Lake Norman.
CPA & Tax Attorney on Team
Roth conversions, RMD planning, capital gains timing, and executive comp planning are handled as an integrated whole — not piecemeal between two professionals who don't talk to each other.
Corporate Expertise — BofA, Lowe's & More
We have deep familiarity with the equity compensation, pension, and benefit structures at Charlotte's major employers — Bank of America, Lowe's, Honeywell, Truist, Duke Energy, and Nucor.
Dedicated Expertise for Women & Widows
Gosia Guziak brings particular care to women navigating financial transitions — female executives managing wealth alongside demanding careers, and widows stepping into primary financial decision-making for the first time.
A Fully Credentialed Team
Our team holds CFP®, CPA, JD, LLM, CFA, and CKA credentials — 150+ years of collective experience across financial planning, taxation, law, and investment management.
Fee-only. Fiduciary. Charlotte roots. Never a commission — ever.
Serving SouthPark · Mooresville · Lake Norman · Ballantyne · Huntersville · and the Carolinas statewide by video
We Meet You Where You Are — In Person or by Video
Two professional meeting locations in Charlotte and Lake Norman, available by appointment. Or meet by secure video from wherever you are in the Carolinas.
SouthPark — Charlotte
Mooresville — Lake Norman
Prefer to Meet from the Comfort of Home?
Many of our Charlotte-area clients choose to meet by secure video — it saves the commute, it's easy for both spouses to join, and we can share screens to walk through your financial plan together in real time.
Whether you're in SouthPark, Ballantyne, Lake Norman, or anywhere in the Carolinas, video makes it simple to connect with a fiduciary advisor without leaving home.
Resources for Charlotte, SouthPark & Lake Norman Families
Three articles worth reading before your first conversation with us.
For executives at Charlotte's major employers — Bank of America, Lowe's, Honeywell, Truist, and Duke Energy — equity compensation creates both opportunity and complexity. Here's how to approach it in a coordinated, tax-aware way.
Claiming at 62 versus 67 versus 70 is one of the most consequential decisions a Charlotte retiree will make. This article walks through the key variables: health, spousal benefits, other income, and your overall tax plan.
Understanding the difference between fee-only, fee-based, and commission-based advisors may be the most important thing a Charlotte family can do before choosing an advisor. A plain-English explanation.
Ready to start the conversation? No obligation. No pressure.
Serving Charlotte · SouthPark · Lake Norman · Mooresville · Ballantyne · and the Carolinas statewide by video | 704-936-0091