529 or UTMA for a grandchild? How grandparents can fund education and more, plus the financial aid rule change and gift tax limits families often miss.

Many people ask, “Do I need a trust?” This article explains what trusts are, when they can be helpful, and when they may not be necessary. It breaks down key uses such as avoiding probate, managing blended family situations, and controlling how beneficiaries receive assets, and it clarifies common tax misunderstandings around the step-up in basis. You will also learn why, for many families, preserving the step-up in basis can matter more than complex estate tax strategies, and how Oasis helps you evaluate trusts within the context of your overall financial and estate plan.

Estate planning is more than having a will. This article explains the core documents most families need, including wills, financial and healthcare powers of attorney, living wills, and revocable living trusts when appropriate. It also covers why beneficiary designations and account titling must be reviewed regularly and coordinated with your broader financial plan to avoid unintended outcomes. Oasis helps you organize this information, ask better questions, and align your estate plan with your long-term goals.

Discover how the recent tax law changes create a unique opportunity to optimize your retirement savings through strategic Roth IRA conversions. This article breaks down the key factors, timing strategies, and state-specific considerations that can help you minimize taxes now while maximizing future tax-free growth. Dive in to learn how thoughtful planning today can secure greater financial flexibility and legacy benefits tomorrow.

Bucket portfolios are designed to provide spending resources during investors’ decumulation periods, usually in retirement. They are made of three buckets, arranged by time horizon – now, soon, and later – and the investment type used in each bucket – cash, bonds, and stocks. Learn more about bucket portfolios by contacting Oasis Wealth Planning Advisors.

Many investors are concerned with the effect of election results. Do past results suggest a useful strategy to deal with election-year uncertainty? The answer is yes, but not as you would imagine. Vote with your ballot, not with your life savings.

In a bear market, our first reaction might be to make a change in our financial portfolio. However, if your assets are invested properly, you should be able to survive the down turn without much overall loss.

To avoid burnout at work or bad morale among employees in light of the post-COVID era, consider making changes: a four-day workweek, a hybrid work model, or taking a sabbatical. Of course, don’t forget some basic changes you can make at home as well.