Rates just hit their highest levels in more than two decades. That's good news for cash, but it can shrink a pension lump sum and raise the cost of a new mortgage. Here's what higher rates mean for key retirement decisions.
Federal employees in the D.C. area and beyond get a plain-language tour of the TSP's G, F, C, S, and I Funds, including what each one owns and how each performed in 2025 and over ten years. The guide also covers the Lifecycle funds and a time-horizon framework for picking a mix, with the 2026 contribution limits noted.
New rules reshaped charitable giving in 2026. Here's how QCDs, donor-advised funds, bunching, and gifts of stock can make a year-end gift go further.
Year-end tax planning works best when it starts in October. Here's how Roth conversions, tax-loss harvesting, and the income thresholds that matter fit into 2026.
September markets can look alarming, but the real risk is reacting to them. Here's why a well-built plan is designed to ride out the swings.
529 or UTMA for a grandchild? How grandparents can fund education and more, plus the financial aid rule change and gift tax limits families often miss.
High-net-worth retirees in Kentucky can optimize retirement income taxes by leveraging the Kentucky retirement income exclusion, Social Security tax exemption, and favorable inheritance tax rules. Explore strategies for withdrawal sequencing, Roth conversions, tax-efficient investing, and estate planning to minimize state and federal taxes and improve long-term financial outcomes.
Many investors misunderstand how capital gains taxes work. Learn when taxes are actually due, how short-term and long-term gains differ, and why asset type matters for brokerage accounts, real estate, and primary residences. Discover how thoughtful timing can reduce your tax burden and help you make better decisions before a tax bill becomes a surprise.
