There are plenty of options for 55+ communities in the Southeast. One of the most important things to remember is to focus on what is important to you whether that might be playing golf, hiking, fishing, shopping, or getting involved in groups/activities. And of course, location is very important too. The 55+ years are what many refer to as “the best years of your life” so choose a place that promotes whatever your definition of “the best years of your life” is.

Mega backdoor Roth IRAs are complicated retirement savings strategies. But for the right person, they could offer better tax diversification and a big tax advantage. Is this an option you should consider?

The feeling of having a home equity line is a lot like owning an RV. Many don’t know why they bought it, are not using it, and are paying unnecessary costs. Others, however, are using it at the right time and swear that having one is well worth the hassle.

Middle Tennessee area has much to offer and is a solid place to retire. With its recent growth and popularity, it’s an exciting time to move to Nashville as you can grow with the city. Whether you want to live in the middle of a major metropolitan city, in a comfortable suburban community, on a beautiful country estate amongst lush green hills, or on the banks of Old Hickory, the Nashville area offers it all. As a retiree, you will have plenty of alternatives to explore, grow, and play. I fully recommend that you keep Nashville, Tennessee in mind when looking for a place to call home for your glorious retirement years.

Choosing where you would like to live during retirement can be a challenge. Such things as cost of living, tax factors, things to do, climate, overall happiness of residents, economy, and proximity of family should all be considered when finding the perfect retirement city. So where should you retire? Check out our list of the top 12 top southeast retirement cities. And wherever you decide to retire, Oasis Wealth Planning Advisors is eager to help you achieve your financial goals. We currently serve clients in Tennessee, Georgia, Florida, and Alabama.

While the SECURE Act did not provide sweeping tax reform, there are a few provisions in this 2019 year-end tax legislation that you should understand. From moving the Required Minimum Distribution age to age 72 to making the “stretch” IRA a bit less elastic, you should revisit your plan to determine the impact to your situation.