Worried about what would happen to your Schwab accounts if the firm were hacked or “wiped out” by AI-driven cyberattacks? Learn how asset segregation, SIPC and excess insurance, Schwab’s security guarantee, and your own fraud-prevention habits work together to protect your savings
Retirement planning is about more than making money last. This piece breaks down how spending naturally shifts across the three phases of retirement, why early retirees are often better positioned to spend more than they think, and what it looks like to build a financial plan that supports a full life, not just preserves a balance sheet.
With gold prices hitting record highs, many investors are asking whether gold belongs in a diversified investment portfolio. This article explains gold’s role as an inflation hedge and portfolio diversifier, why it tends to perform well during economic uncertainty, and how central bank demand is influencing prices. It also explores whether a small allocation to gold makes sense compared with traditional assets like stocks and bonds.
The Federal Reserve is maintaining its federal funds rate at 4.25% to 4.50%, carefully balancing economic growth and inflation concerns. While Fed decisions impact interest rates and markets, their effects are influenced by many global factors, making precise predictions difficult. For investors, staying informed and focusing on a personalized financial plan is the best way to navigate these changes and manage savings, investments, and debt wisely.
The One Big Beautiful Bill Act (OBBBA) makes many favorable tax provisions from the Tax Cuts and Jobs Act permanent, including lower tax rates, higher standard deductions, and expanded credits. It introduces key changes like increased SALT deduction caps, enhanced child and dependent care credits, and new deductions for car loan interest and seniors. Understanding these updates is essential for effective multi-year tax planning to optimize your financial decisions under the new law.
Oasis is growing! Scott Winkler, CFP®, CPA/PFS, joins Oasis Wealth Planning Advisors. We are thrilled to have him and his expertise as part of the team. We not only gain Scott’s wisdom, but we continue to grow our ability to serve the Atlanta area while still serving our main hub in Nashville!
Oasis Wealth Planning Advisors is thrilled to be able to offer fiduciary fee-only financial planning services to Alabama residents. The firm currently has clients in several states throughout the Southeast including Tennessee, Georgia, and Florida, but recently was given the green light to service clients in Alabama. The firm indicates that it primarily serves near-retirees, retirees, and widows.
Expertise.com lists top financial advisors in Nashville based on select criteria. Oasis Wealth Planning Advisors was thrilled to be ranked among the top financial advisors in the Nashville, Tennessee area.
