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Ep4. What is Your Number for Retirement? Thumbnail

Ep4. What is Your Number for Retirement?

You don’t want to get the retirement funding question wrong because you only want to retire once.  Figuring out what size your portfolio needs to be at Day One of retirement requires the right level of detail and analysis, but a simple calculation can provide a high-level review of whether you are on track.

In this episode, Steve and Mel discuss the following:

  • What the three main input variables are for calculating “how much is enough” at Day One of retirement. 
  • Why a simple living expense number in the retirement calculation may lead to inaccurate results.
  • What are the variables in determining the rate of return for this critical retirement calculation?
  • How to factor in income taxes in the retirement calculation.
  • Where sensitivity analysis can play a role in determining the recommended size of your retirement portfolio.


  • Visit our Blog at Oasis Wealth: Episode 4 Blog.
  • Longevity calculators: Social Security Longevity Calculator, Living to 100 Longevity Calculator
  • Sample online retirement calculator: Kiplinger's Retirement Calculator. Note that Oasis Wealth does not endorse this calculator. The use of any online calculator should not be used as personal advice and should only be used as an initial high level review of your situation. As discussed in this blog and in our podcast, there are many details and nuances to this calculation that go beyond what a simple online calculator can provide.