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Delivering Tax-Focused, Fee-Only Financial Planning and Investment Management


Clarity for Today, Confidence for Tomorrow

Middle Tennessee | Florida | Georgia. In-Person or Virtual.


Fiduciaries

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Acting in your best interest with a servant mentality. We do not receive commissions of any kind; fee-only advisors.

Oasis

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A place of peace, safety, or happiness in the midst of trouble.

Accessible

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In-Person or Virtual with flexible hours. Avoid traffic. Save time.


Experienced 

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Credentialed Advisors,  
50+ Years of Experience
CFP®, CPA, CFA, JD, MBA 



Detailed Financial Modeling and Retirement Planning

Based on your detailed cash flow and net worth projections, am I on the right track for retirement? Am I saving enough, and do I have the right asset allocation?  What is a comfortable spending amount if I retire in 5 years, or in 10 years?


Tax Planning

What key tax strategies am I missing? What can I do to reduce my taxes? What "tax buckets" should I save to and what is the most tax-efficient withdrawal strategy in retirement?  When is the right time to implement Roth conversions?  How do I maximize my deductions in light of the change in tax laws?

Investment Management

Is low-cost, evidenced-based investing better than what I have?  Learn why asset allocation matters, and learn why a fiduciary approach may be better than commissioned-based advisors that are incentivized to sell certain product.

Goals Based 

Your goals drive the analysis and advice. Financial planning should be more than about numbers. It's your life.

Integration of a wide range issues

Who is coordinating all of my “moving pieces”?   Do you have someone -- or, better yet -- a team that can advise you in a multi-disciplined manner?

Tailored Financial Roadmap

What do I need to do to get there?  How does this "most recent event" in my life impact my plan, and how should I adjust?

Serving Widows

Our Pathway Services are tailored for widows, bringing clarity and peace of mind.  

Pre-Retirees and Retirees

We generally serve Gen X to Baby Boomers and beyond, commonly serving Medical Practitioners, Executives, Engineers, and Business Owners. If you have a planning issue that needs to be addressed and value what a professional can bring, we will gladly serve you.


Videos and Overview

Planning Is A Journey



Is life too busy or do you find your financial affairs overly complicated? This short video explains how you can get control and get back on track.

Designing Portfolios



This video series captures stories on Dimensional’s origins, philosophy, and investment approach. Oasis builds upon Dimensional's resources and approach.

DFA's Roots


 


This video discusses the origins of Dimensional and its academic roots.  Similarly, Oasis Wealth trusts in the academics rather than chasing fads.




Get Started

Step 1

Schedule a Call 

or call Mel and Steve today.

Middle Tennessee: 615-881-3954
Tampa: 813-540-0978
Orlando/Jax: 407-434-9698
Atlanta: 470-428-7040

 Share your goals, concerns, and background.

Step 2

Meet With Mel and Steve

Engage in a dialogue where we listen and learn. 

We also present our services to help you determine the next steps.

Virtual Meetings or In-Person

Step 3

Start planning and investing

Get on the road to clarity and on the path to confidence.  

Planning is a lifetime journey.  It starts today. 


Each client is truly unique

OASIS PLANNING TAKES TIME TO LISTEN AND UNDERSTAND

Who We Serve


 financial planning for gen x image

MID-CAREER

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BUSINESS OWNERS

 

NEAR RETIREE

 

PHYSICIANS and DENTISTS

 

RETIREE

 

Professionals and Engineers

 

  WIDOWS

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EXECUTIVES

Services and Fees

Fees


Our service offerings are flexible to fit your needs. Our most popular requests -- ongoing financial planning coupled with investment management -- are for those that want a long-term relationship with an advisor to work alongside the client for life’s changing circumstances. We also offer short-term packages or planning by the hour for those that want to focus on fewer issues on a one-time basis.

Financial Planning -

Package



$2,000 - $5,000* or

$275/hour**


"I have a one-time , more-focused need and will take it from there."

Financial Planning -

Ongoing Retainer



Year 1: $3,000 - $10,000*

Year 2: $1,800 - $8,000*


"I  am looking for a long-term relationship with a team that will help me adjust to life changes."

Investment Management



Starting at .75%, decreasing on a sliding scale


"I want an experienced professional that will navigate the markets in my best interest."


* Standard pricing based on typical complexity. Fees may be greater in certain situations.

** Minimum Fee for Single Issue Analysis. While it is generally difficult to give advice on a single issue, there may be limited situations where we can address that single issue. In those cases, the minimum fee is $700.




Planning Service Offerings


Ongoing : 

Financial Planning Open Retainer

Short-Term: 

Financial Planning Package

Comprehensive planning services for those that desire open access to their advisor as changes occur to their situation and the environment.

If you are looking for an advisor that works alongside you on an ongoing basis to adjust to changed circumstances, our Open Retainer relationship is a good fit. With the Open Retainer, we provide more comprehensive financial planning services with deeper analysis, where needed.    This is the standard approach to serving our clients, and is part of the relationship when we provide investment advice.

Addresses the more critical areas of financial planning in a condensed time period.

 If you are looking for a one-time review of your situation on a more limited basis, a financial planning package may fit the bill!  While this does not contain the full analysis and full benefits that come with an ongoing relationship of an open retainer, we realize not everyone is in the same place from a financial perspective.  


Financial Plan - Career-Minded: For clients that are more than ten years from retirement that want to address a variety of financial planning issues in an integrated basis. This may address issues such as planning for retirement, asset allocation, education planning, life insurance survivorship analysis, benefits planning, income tax planning, and more.
Financial Plan - Retirement Readiness: For clients that are nearing retirement or already retired, this package address issues such as coordinating the right asset allocation with your cash flow needs, retirement withdrawals and tax planning, and estate planning overview.
These services are for both career-minded individuals and families as well as for those nearing retirement or already retired.  
Covers issues in an integrated fashion in a more comprehensive manner.
Covers issues in an integrated fashion but limited to areas addressed.
Asset allocation advice provided. More detailed investment advice and management offered under our investment advisory services.  Asset allocation advice provided. More detailed investment advice and management offered under our investment advisory services.
More detailed tax consulting, where needed. 
Tax overview with initial analysis
Full access throughout the year; 4 - 5 meetings.
2 - 3 meetings with write-up and follow-up call for 60 days.  4 month arrangement.
Assist with implementing ideas, as applicable. 
Client implements ideas on own.
Ongoing relationship. 
One-time engagement.






Areas Addressed



Principles of Investing 


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Act as a fiduciary

As fee-only fiduciary advisors, we have chosen to put our client’s interest first. It is more than a legal standard – it is how we think clients should be treated.

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Low-cost alternatives

With index-like investing, you receive efficient low-cost alternatives that attempts to keep costs low and minimize taxes.

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Goals-based Asset Allocation

Your investment portfolio should be integrated with your financial plan. Your investment portfolio is tied to a variety of your goals, including your cash flow needs in retirement.

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Evidence-based approach

You receive a globally diversified portfolio that tilts allocations towards favorable “factors” in the market.  As we leverage Dimensional Fund Advisors and do not chase fads, you benefit from research that focuses on elements that are sensible, persistent, and robust.

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Leverage technology

You receive robust reporting and access to view your accounts and asset allocation from any device.  Technology coupled with credentialed, experienced advisors leads to customized advice while maintaining low costs.

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Education and Behavioral Coaching

We value our role as teacher so that you will have confidence in the long-term strategy.  To avoid the mistakes that so many do-it-yourselfers make during market volatility, you receive coaching along the journey.


Videos - Investment Philosophy


A Foundation Built on Great Ideas


A Foundation Built on Great Ideas 


Employee Stories: Costs Matter



Perspectives on Market Volatility



Our consultative-driven process is built around delivering sound advice for the client and not around product sales.  Because changes in your own world and changes in the external world occur frequently, our standard approach under the Open Retainer arrangement is to go on the journey with you and work with you over the long-term.  



Retirement Plan Services

Serving Small Businesses. We help small businesses develop and improve their retirement plans. Whether obtaining better pricing through more transparency, reducing the fiduciary obligations for the business owner, or improving results for employee financial wellness, now is a great time to engage Oasis Wealth for your 401(k), 403(b) or other retirement planning needs.

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Provider Search

Providing vendor analysis and benchmarking, we help Plan Sponsors save time, money, and make informed decisions to deliver cost-effective solutions for participants. If your financial advisor is not offering these services, you owe it to yourself and your employees to find the right solution from an independent party.

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Investment Advice

As an independent fiduciary advisor, we work with Plan Sponsors to select and monitor investment options and fund lineups that are suitable for your employees. Headed by an experienced CFA, we research low-cost index or index-like funds and offer target date funds and internally developed investment models for a more robust investment offering.

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Plan Design

A retirement plan is only effective if it meets the company’s objectives. We start with an understanding of your goals and coordinate the expertise of the TPA in reviewing options for plan design improvements to help meet such goals. Tax-efficiency, benefits to the owner, and employees' retirement readiness may be just a few of your objectives.

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Fiduciary Guidance

Oasis Wealth serves as an ERISA 3(38) or 3(21) fiduciary, allowing Plan Sponsors to transfer a large portion of the fiduciary responsibility. We are independent from banks or insurance companies, allowing us to provide unbiased advice without the traditional higher costs. Is your current advisor a fiduciary?

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Employee Education and Empowerment

We go beyond providing mere enrollment services by delivering relevant financial planning education to employees, empowering them to make sound financial decisions and assisting to reduce financial anxiety in the workplace. 

An experienced team

FOCUSED ON YOU AND YOUR FAMILY

About

Steve Martin CFP CPA Financial planner in Nashville Tennessee, Knoxville


steve.martin@oasiswealthplanning.com

Steve Martin, Wealth Planning Advisor

In delivering fee only financial planning and financial advice where he acts as his clients' personal CFO, Steve combines his multi-disciplined background with his continual passion to learn, a willingness to align himself with talented individuals, and -- most importantly -- a genuine concern for his clients, their families, and their communities.  

Background

  • Certified Financial Planner (CFP®)
  • Certified Public Accountant (CPA®)
  • Juris Doctor*
  • Over 20 years’ wealth management experience

More career info

Steve obtained his B.S. in Business (Accounting and Finance, minor Economics) from Indiana University Kelley School of Business Indianapolis, his Juris Doctor from Indiana University Bloomington, and his LLM (Taxation) from Capital University School of Law. Steve previously worked in multiple but related disciplines in the wealth management space (Big 4 accounting, tax boutique law firm, private banking). 

Steve is a member of the National Association of Personal Financial Advisors (NAPFA) and the Alliance of Comprehensive Planners (ACP).  Steve is a frequent contributor to national publications for his expertise on a variety of financial planning topics.  * Note that Steve does not provide legal advice or practice law as part of Oasis Wealth Planning Advisors.

Personal

Steve attends The Village Chapel and recently served on the Board of Big Brothers Big Sisters . (His “Little Brother” Jermaine is now enrolled at the U.S. Naval Academy!) He enjoys following his family's academic and athletic pursuits as well as hunting golf balls, following Hoosier basketball and USA soccer, and travel throughout the U.S.  Steve has attended four World Cups but has yet to play in any.

Steve is proud of his Midwest work ethic and his Indianapolis heritage, but Steve has become an adopted son of the Southeast where he enjoys a few more days of sunshine and better college football.

 

 
Why Did You Choose Financial Planning?
 
 

 
Favorite Quotes
 

"You are never too old to set another goal or to dream a new dream." — C.S. Lewis

"The secret of getting ahead is getting started." — Mark Twain

"He who fails to plan is planning to fail." — Winston Churchill

"Everyone has a plan until they get punched in the mouth." — Mike Tyson


mel.bond@oasiswealthplanning.com

Mel Bond, Wealth Planning Advisor

To see his clients’ lives become more holistic and peaceful, Mel combines his deep background in wealth management with a continual search to find a better way that works. He enthusiastically serves as a highly skilled investment manager and financial planner, a listener, a behavioral coach, and a creative problem solver.  

Background

  • Chartered Financial Analyst (CFA®)
  • Certified Kingdom Advisor (CKA®)
  • MBA (concentration in Finance) from Vanderbilt University’s Owen Graduate School of Management
  • Over 30 years’ wealth management experience

More career info

Mel has served clients in various roles as part of his 30+ year career in the wealth management space: investment portfolio manager; financial planner; mergers and acquisitions analyst; business co-founder, board member, and owner; economist; and more. In 1995, he co-founded an investment performance measurement service still in use today by hundreds of thousands of investors worldwide.

Mel is a member of the CFA Institute and Kingdom Advisors. For over six years Mel has been on the Finance and Investment Committees of Monroe Harding, a nonprofit serving foster children since 1893.

Personal

Mel and his wife, Kimala, spend much of their free time with their young adult children and friends. Kimala describes their lives by saying, “We love Millennials!” They attend Grace Church and enjoy serving there in various ways.

Mel enjoys gardening, running, canoeing and sailing, and is a coffee and tea enthusiast.  Raised in Mobile, Alabama, Mel is a second-generation Crimson Tide fan. (You can take the boy out of Alabama, but...)

 

 
Why Did You Choose Financial Planning?
 
 

 
Favorite Quotes
 

“Earn all you can, give all you can, save all you can” ― John Wesley

"I believe that unarmed truth and unconditional love will have the final word in reality. That is why right, temporarily defeated, is stronger than evil triumphant." ― Martin Luther King Jr.

“I would maintain that thanks are the highest form of thought; and that gratitude is happiness doubled by wonder.” ― G. K. Chesterton

Partners

Oasis Wealth Planning is happy to be teamed up with solid professionals in delivering advice to his clients. Oasis works in a team atmosphere in order to bring best ideas and proper execution for his client's overall wealth management needs.


Asset Dedication affiliation logoDimensional Fund Advisors affiliation logo

Investment Managers - experienced investment partners.

When clients choose Oasis for investment management, they are receiving experienced investment professionals that adhere to a strategic investment philosophy based on academic research.  Oasis Wealth Planning is thrilled to have a collaborative arrangement with Asset Dedication to deliver strategic and low-cost investment management solutions to our clients. Asset Dedication is a boutique third party asset manager that is rooted in academics but based on practical application to meet the client’s goals. In connection with Asset Dedication, we use  TD Ameritrade and Fidelity as custodian for our clients' assets.

Our firm primarily employs Dimensional Fund Advisors (DFA) funds in reaching the desired asset allocation mixes and global diversification.  Although DFA is one of the largest independently-owned investment management firms and has been around since 1981, they do not advertise. Their funds are available only to institutions and a select group of independent advisors.  DFA employs evidenced-based decision making, seeks tax efficiency (i.e., strive to keep turnover and transaction costs low), and tends to be low cost relative to other managers.


Alliance of Comprehensive Planners ACP affiliation logo

Alliance of Comprehensive Planners (ACP) – leveraging resources of over 150 experienced planners nationwide.

Oasis appreciates its membership in ACP a core group of over 150 highly credentialed and experienced financial planners. Oasis leverages the knowledge, experience, and creativity of fellow ACP members to bring sound advice and effective strategies for the clients of Oasis. Steve loves being a part of this collaborative, ethical, and fun group of fee-only advisors.


Garrett Planning Network (GPN) – capitalizing on the braintrust of over 250 fee-only planners nationwide.

Steve is thrilled to be a member of Garrett Planning, a nationwide group of over 250 fee-only financial advisors dedicated to providing independent, objective financial planning and advice to people from all walks of life, on an hourly or as needed basis. Garrett Planning originated in 2000 and is nationally known for its adherence to the fiduciary oath.

 


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Outside Advisors – collaboration is key.

Generally acting as the quarterback or personal CFO of your overall financial situation, Oasis collaborates with your existing trusted advisors. By coordinating the work and implementation of outside advisors or providers, Oasis works as a project manager to help you with implementation in a simple and results-oriented fashion.

Serving Middle Tennessee, Atlanta, Florida, and Beyond Through Virtual Conferencing

Live in Florida?  Learn More

Want to Work with Us Remotely?  Virtual Conferencing Is Available

Steve Martin
615-881-3954
steve.martin@oasiswealthplanning.com

Schedule a Call With Steve

Mel Bond
 615-397-4504
 mel.bond@oasiswealthplanning.com

Schedule a Call With Mel

Meeting Locations in Middle Tennessee


Nashville & Green Hills | Franklin | Brentwood |  Murfreesboro | Hendersonville

Home Office/Mailing Address - 600 12th Ave. S., Suite 803, Nashville, TN  37203


Franklin
725 Cool Springs Blvd #600
Franklin, TN 37067


Nashville
3102 West End Avenue Suite 400
Nashville, TN 37203



Brentwood
320 Seven Springs Way Suite 250
Brentwood, TN 37027



Murfreesboro
32615 Medical Center Pkwy Suite 1560
Murfreesboro, TN 37129



Hendersonville
131 Maple Row Blvd, Suite 500
Hendersonville, TN 37075



Green Hills - Nashville
40 Burton Hills Blvd Suite 200
Nashville, TN 37215


GO TO FLORIDA SITE FOR MORE!

Tampa - Call Mel Bond
813-540-0978
 mel.bond@oasiswealthplanning.com

Schedule a Call With Mel

Orlando/Jacksonville - Call Steve Martin
 407-434-9698
 steve.martin@oasiswealthplanning.com

Schedule a Call With Steve


Meeting Locations in the Tampa Area


Tampa, St. Petersburg, Lutz/University

Tampa Westshore
2202 N. West Shore Blvd. Suite 200
Tampa, FL 33607



St. Petersburg
970 Lake Carillon Drive, Suite 300
St. Petersburg, FL 33716



Lutz/University
8875 Hidden River Parkway, Suite 300
Tampa, FL 33637


Meeting Locations in the Orlando Area


 Orlando, Winter Park, Lake Mary, Windermere

Orlando Winter Park
941 West Morse Boulevard, Suite 100
Winter Park, FL 32789



Orlando Downtown
618 E. South Street, Suite 500
Orlando, FL 32801



Lake Mary
801 International Parkway, 5th Floor
Lake Mary, FL 32746


Meeting Locations in the Jacksonville Area


Jacksonville, Ponte Vedra Beach, St. Johns County

Ponte Vedra Beach
822 N. A1A Highway, Suite 310
Ponte Vedra Beach, FL 32082



Downtown Jacksonville
841 Prudential Drive, 12th Floor
Jacksonville, FL 32207



Bartram Park 
12724 Gran Bay Parkway West, Suite 410
Jacksonville, FL 32258


Want to avoid traffic and the hassle - work with us remotely!  Click Here for Virtual Conferencing at Convenient Hours

Steve Martin
470-428-7040 
steve.martin@oasiswealthplanning.com

Schedule a Call With Steve

Mel Bond
 615-397-4504
 mel.bond@oasiswealthplanning.com

Schedule a Call With Mel


Meeting Location in NW Atlanta


Northwest Atlanta
400 Galleria Parkway, Suite 1500
Atlanta, GA  30339



Meeting Location in Alpharetta


Alpharetta/Roswell
2300 Lakeview Parkway, Suite 700
Alpharetta, GA 30009



Meeting Location in Buckhead


Buckhead
3500 Lenox Rd NE #1500
Atlanta, GA 30326



Virtual Meetings

Bringing the Planning to You


Virtual Meeting Couple


Save time and avoid hassle by never leaving your home or office.

Easy-to-use technology to engage with your advisor.

Ideal for busy professionals, families with active kids, and those that want to avoid heavy traffic on the roads.

Our key advisors, Mel and Steve, can meet you in-person, by virtual conferencing, or a combination.